The First Step: Getting Pre-Approved for a Mortgage 

Some Highlights

• A pre-approval is important because it helps you determine what the bank will allow you to purchase within a given needs/wants list. If the pre-approval doesn't align with what you are looking for in a specific area, you may need to revise that list. It's important to have this before we start looking for homes. Given how hot the market is, if you find a home you like and want to offer on it yet you haven't yet received a pre-approval, AND it's a Friday night, you may have to wait until Monday to receive that and we'll lose the deal by then. 
• Please reach out to me for any lender recommendations.
• If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.
• As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.
• Talk to a trusted professional to learn more and begin your homebuying process today.